• What to Do After a Flood

    Flood damage is a serious concern during the fall and winter seasons. In the event that your home experiences storm damage such as flooding, you should be sure to contact a 24 hour emergency restoration company in Portland. With the help of water remediation professionals , you can begin the recovery process. Immediately following a flood, it is a great idea to contact your insurance company to make a claim. Your homeowner’s insurance can help cover the cost of mold remediation and water damage repair. Once you have set up your insurance claim, you will be ready to contact your water restoration company to begin the cleanup process. For more information about water restoration and what actions you should take after a flood, check out this video from WYFF News 4.

  • Being Flood Aware

    A flood is a serious event that should not be taken lightly; it may move cars, facilitate mold growth, and cause water damage in Portland . If you have experienced a flooded basement before or you live in an area where flooding is a particular threat, it helps to be aware of this danger and make the appropriate accommodations. Watch this video clip for tips on being flood aware.

    If you live in an area where flooding is more likely to occur, it helps to stock up on cleaning supplies. You can use mops to address some of the flooding before your flood and water damage restoration company can arrive on the scene. It is also important to have a positive relationship with a quality restoration company that is capable of helping in this type of situation. Keep an eye on your local weather forecast for a heads up on possible flooding.

  • Comparing Homeowner’s Insurance and Flood Insurance

    If you are seeking a great way to plan ahead for home damage repair in the future, you may want to consider taking out a homeowner’s insurance policy. Depending on your insurance company, your coverage may include fire damage restoration and water damage restoration. To make sure that you are covered for all of your water damage repair needs, you may want to also look into additional flood insurance for your home. A flood restoration service in Portland can help you in the event that you are in need of emergency repairs. To help you decide what type of coverage is right for you, here is a look at the differences between homeowner’s insurance and flood insurance. human hand holding a toy house

    Water Damage Coverage
    When you take out a homeowner’s insurance policy, you are likely to have water damage coverage for your home. Water damage coverage offers protection against accidental water damages that are caused by situations such as a burst pipe or an overflowing toilet. However, homeowner’s insurance will not cover you in the event that you have neglected to maintain key areas of your home.

    Flood Damage Coverage
    Accidental flooding is not always covered by a regular homeowner’s insurance policy. For example, if your home is flooded by a heavy rainstorm, your homeowner’s insurance may not pay for your repairs. To ensure that you are protected against a flooding emergency in your home , it is a great idea to add flood damage insurance to your existing home insurance coverage.

    Insurance Rates
    Homeowner’s insurance and flood insurance also differ in their rates. For example, your homeowner’s insurance rate is usually determined by factors such as the value of your property, as well as your possessions. By contrast, flood insurance rates are determined by the flood risk of your property. If you live in a higher risk area, it is a great idea to take out a flood insurance policy.

  • Obtaining Government Flood Insurance

    Flood damage can be extensive, expensive, and tragic, and it is not covered under homeowner’s insurance. However, you can acquire flood insurance and be reimbursed for services like Portland flood or water damage restoration, mold removal, or other disaster restorations that may occur. Keep reading to find out how to obtain government flood insurance.

    rescue teams working to help flood victims

    Certain homeowners who live in areas that are at greater risk for flooding are actually required to buy government flood insurance from a licensed agent. If you are not one of these homeowners, check online to see if your town is a part of the federal flood management program and if insurance is available. You can call your homeowner’s insurance agent to start the process of purchasing flood insurance. The government determines the cost of your policy, and it depends on factors such as the construction and location of your house as well as community rating factors.

    Flood insurance can help you with the costs of water damage restoration and mold removal after you experience a flood. You can get started on obtaining government flood insurance by calling your homeowner’s insurance agent.