Flood damage can be extensive, expensive, and tragic, and it is not covered under homeownerâs insurance. However, you can acquire flood insurance and be reimbursed for services like Portland flood or water damage restoration, mold removal, or other disaster restorations that may occur. Keep reading to find out how to obtain government flood insurance.
Certain homeowners who live in areas that are at greater risk for flooding are actually required to buy government flood insurance from a licensed agent. If you are not one of these homeowners, check online to see if your town is a part of the federal flood management program and if insurance is available. You can call your homeownerâs insurance agent to start the process of purchasing flood insurance. The government determines the cost of your policy, and it depends on factors such as the construction and location of your house as well as community rating factors.
Flood insurance can help you with the costs of water damage restoration and mold removal after you experience a flood. You can get started on obtaining government flood insurance by calling your homeownerâs insurance agent.